$12B+
Loans Funded
1M+
Credit Request Processed
190,000+
Home Pros Served Nationwide
15,500+
Contractors Served Nationwide
Contractor Founded. Service-Obsessed.
Built by contractors who know the job — more approvals and better rates on every deal you close.
$12B+
Loans Funded
1M+
Credit Request Processed
190,000+
Home Pros Served Nationwide
15,500+
Contractors Served Nationwide
Who We Are
We partner with contractors nationwide to deliver more revenue and broader market coverage — so your business never has to settle for less or look elsewhere. With over $12 billion in funded loans, Sunlight combines strong first-look pricing with a wider buy box than the competition. That means more approvals, fewer counteroffers, and more jobs closed at the terms your customers expect.
Our best-in-class technology puts financing at your fingertips — phone, tablet, or computer — so nothing slows you down at the point of sale. But Sunlight is more than a financing option. We’re built for scale. Whether you’re working residential, SMB, or enterprise — and whether your projects run $5K or $100K — one partnership with Sunlight gives you full market coverage. No stitching together multiple lenders. No gaps. Just a single, flexible partner that grows with you.
Learn More About Us
Streamlined Contractor Financing
Sunlight equips you with modern home upgrade solutions. At Sunlight Financial, our home improvement financing options like Orange® and Tangerine™ are designed to meet your customers’ needs and increase their buying power, all while being a natural extension of your business’s values and sales process. We fund fast to ensure your business has the working capital it needs to grow. That’s why over 15,500 contractors have partnered with Sunlight as their preferred financing provider.
Explore All Home Improvement VerticalsExplore AllOur proprietary sales platform, Orange®, enables your team to close more deals and increase sales. With our innovative features, you can seamlessly offer financing to homeowners, send loan docs for signing, and more. Orange® is the must-have tool that will grow your business.
Step 1
Submit Application
Step 2
Sign Documents
Step 3
Upload Contract
Step 4
Request Funding
Get prime-first decisions with expanded non-prime coverage built in—all inside one portal.
Homeowners can apply without impacting their credit score initially. Fewer objections, more confidence.
Instant credit decisions that move as fast as your sales team—with funding in as little as 24 hours.*
Our streamlined experience is built for speed and trust—designed to move from quote to approval in minutes.
Every approval includes an automatic buffer of $5,000–$10,000 above the approved amount for seamless change orders.
From application to funding, everything happens inside Orange®. No juggling portals.
*Funding timelines may vary based on completion of verifications and bank processing times.
Turning client trust into measurable success.
“It’s all about the people. In financing, you need partners you can trust who move at the pace your customers need. Everyone at Sunlight is exceptional.”
“What led us to Sunlight was the simplicity of the approval process and the support provided throughout the customer’s financing journey.”
“Sunlight has increased our average ticket size and given customers greater flexibility – we see more approved projects and more customers saying yes.”
Helpful Articles
Featuring articles with financing insights from the experts who know it best.
View All BlogsWhether you’re upgrading kitchens and HVAC systems or installing solar on rooftops, Sunlight Financial equips you with the tools to turn “Let me think about it” into “Let’s get started.” Designed to support contractors of all sizes, our platform offers everything you need to manage your sales process efficiently—giving you the ability to close more jobs, get paid faster, and provide homeowners the confidence to move forward. Join over 17,000 home pros who use Sunlight to close more jobs, get paid faster, and grow.
It’s free to enroll. Takes minutes.
No commitment required.
