
Fast credit approvals 24/7 via desktop or mobile app
It’s a good time to be a home improvement contractor specializing in energy efficiency. With homeowners becoming more aware of their carbon footprint as well as the significant savings they can receive on monthly energy costs, the industry is poised for incredible growth. At Sunlight Financial, we provide innovative contractor financing programs for energy efficiency home improvements intended to help our partners stay competitive in this rapidly expanding market. We maintain diverse sources of capital and have funded more than $3.5 billion in loans, making us a stable financing partner that contractors can rely on to help grow their businesses long into the future.
Sunlight Financial’s loans are well-priced, flexible, and convenient, helping contractors attract new customers. We understand that improving a home’s thermal performance is a multi-faceted process that differs from project to project, which is why we offer an industry-leading product suite, enabling contractors to tailor financing solutions to their customers’ needs. Plus, our low rates make it easier for energy efficiency specialists to compare monthly payments with expected savings on energy costs and clearly show how their services make an excellent long-term investment.
As part of our contractor financing solutions, we’ve developed the proprietary Orange® online point-of-sale platform and mobile app, which streamlines loan applications, tracking, and funding. The process is completely paperless and fully automated, which makes loan funding faster and more accurate while minimizing documentation. Additionally, with our max approval loans, if the price increases mid-project due to an upsell or unforeseen complication, the project won’t need to stop while a new loan application is processed because the homeowner will already be approved for the full amount.
At Sunlight Financial, we’re committed to helping our partners succeed, which is why we offer powerful tools and robust APIs that can be integrated with any sales process. We also routinely add innovative features to our Orange® platform. For example, the portal can be used to easily calculate payments, generate counteroffers, and more, enabling home improvement contractors to take advantage of every sales opportunity.
Fill out our form today and see if our contractor financing program for energy efficiency home improvements is right for your business.
Main Office: 234 West 39th Street, 7th Floor, New York, NY 10018
Branch Office: 101 N. Tryon Street, Suite 1000, Charlotte, NC 28246
State | License | Main Office License No. | Branch Office License No. | Regulatory Agency |
---|---|---|---|---|
Arizona (d/b/a Sunlight Capital LLC) |
Consumer Lender License |
CL-1001969 |
CL-BR-1002011 |
Arizona Department of Financial Institutions 100 N. 15th Ave #261 Phoenix, AZ 5007 licensing@azdfi.gov |
California |
Finance Lender License |
60DBO 101430 |
60DBO 101802 |
California Department of Financial Protection and Innovation (DFPI), 2101 Arena Boulevard, Sacramento, CA 95834 www.dbo.ca.gov |
Colorado |
Supervised Lender’s License |
994131 |
994131-001 |
Colorado Department of Law Ralph L. Carr Judicial Building 1300 Broadway, 10th Floor Denver, CO 80203 820-508-6000 coag.gov/about-us/contact-colorado-office-attorney-general/ |
Connecticut |
Small Loan Company License |
SLC-1670240 |
SLC-BCH-1726747 |
Connecticut Department of Banking Consumer Credit Division 260 Constitution Plaza Hartford, CT 06103-1800 dob.ccl@ct.gov |
Florida |
Consumer Finance Company License |
CF9901388 |
CF9901388 |
Florida Florida Office of Financial Regulation 200 East Gaines Street Tallahassee, FL 32399 850-487-9687 |
Idaho |
Regulated Lender License |
RRL-10280 |
RRLB-10282 |
Idaho Department of Finance Consumer Finance Bureau 800 Park Blvd Ste 200 (83712) PO Box 83720 Boise, ID 83720-0031 icc.mail@finance.idaho.gov |
Indiana |
DFI Loan License |
TBD |
TBD |
Department of Financial Institutions 30 South Meridian Street, Suite 300 Indianapolis, IN 46204 317-453-2539 |
Iowa |
Master Loan Company License |
88893519 |
2019-0070 |
Iowa Division of Banking 200 E. Grand Avenue Suite 300 Des Moines, IA 50309-1827 fblicensing@idob.state.ia.us |
Kansas |
Supervised Loan License |
SI.0026737 |
SL.0026737-BR.001 |
Kansas Office of the State Bank Commissioner Division of Consumer and Mortgage Lending 700 SW Jackson St., Suite 300 Topeka, KS 66603 licensing@osbckansas.org |
Louisiana |
Lender License |
1726747 |
1726747 |
Louisiana Office of Financial Institutions Non-depository Division 8660 United Plaza Blvd, 2nd Floor Baton Rouge, LA 70809 ofilicensing@ofi.la.gov |
Maine |
Supervised Lender License (non-mortgage) |
SLM14900 |
SLB14901 |
Maine Bureau of Consumer Credit Protection Department of Professional & Financial Regulation 35 State House Station Augusta, Maine 04333 207-624-8511 melissa.a.hinkley@maine.gov |
Massachusetts |
Small Loan Company License |
SL1670240 |
SL1670240 |
Massachusetts Division of Banks Licensing Unit 1000 Washington Street, 10th Floor Boston, Massachusetts 02118 nmls@state.ma.us |
Michigan |
Regulatory Loan License |
RL0022881 |
N/A |
Michigan Department of Insurance & Financial Services PO Box 30220 Lansing, MI 48909-7720 517-284-8800 |
New Jersey |
Consumer Lender License |
1903848 C31 |
1903849 X31 |
NJ Department of Banking and Insurance 20 West State Street PO Box 325 Trenton, NJ 08625 |
Oklahoma |
Supervised Lender License |
SL008586 |
SL008587 |
Oklahoma Department of Consumer Credit 3613 NW 56th Street, Suite 240 Oklahoma City, OK 73112-4512 licensing@okdocc.ok.gov |
Oregon |
Consumer Finance License |
0480-001-C |
0480-002-C |
Division of Financial Regulation Licensing Section PO Box 14480 (97309-0405) 350 Winter St. NE, Rm. 410 Salem, OR 97301-3881 nmls.licensing@oregon.gov |
Rhode Island |
Small Loan Lender License |
20203999SL |
20203999SL B01 |
Rhode Island Department of Business Regulation 1511 Pontiac Ave. Cranston, RI 02920 401-462-9500 |
South Carolina |
Supervised Lender License |
S-9121 |
S-9121 |
The South Carolina State Board of Financial Institutions Consumer Finance Division 1205 Pendleton St., Suite 306 Columbia, SC 29201 |
South Dakota |
Money Lender License |
MYL.3394 |
MYL.3396-br |
South Dakota Division of Banking 1601 N. Harrison Ave, Suite 1 Pierre, SD 57501 banking@state.sd.us |
Tennessee |
Industrial Thrift and Loan License |
171840 |
171840-101 |
Tennessee Department of Financial Institutions Compliance Division Tennessee Tower, 26th Floor 312 Rosa L. Parks Avenue Nashville, TN 37243 askmortgage.licensing@tn.gov |
Vermont |
Loan Solicitation License |
LSO-1670240 |
LSO-1726747 |
Vermont Department of Financial Regulation Banking Division 89 Main Street, 2nd Floor (05602)(overnight) 89 Main Street Montpelier, VT 05620-3101 dfr.nmls1@vermont.gov |
Wyoming |
Supervised Lender License |
SL-3990 |
SL3991 |
Wyoming Department of Audit Division of Banking 2300 Capitol Avenue, 2nd Floor Cheyenne, WY 82002 deanna.chafin1@wyo.gov |