Financing for HVAC Contractors | Sunlight Financial

(888) 850-3359

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New York Contact Info

New York

234 W. 39th Street
7th Floor
New York, NY 10018


101 N. Tryon Street
Suite 1000
Charlotte, NC 28246

Flexible financing for HVAC contractors

As any HVAC contractor knows, when a home’s heating and cooling system fails, the homeowner wants the problem handled right away. However, many don’t have the funds available to pay for an HVAC replacement upfront should they require it. In these cases, the sale may hinge on your ability to provide fast and affordable financing.

Sunlight Financial offers innovative contractor financing solutions that are designed to help HVAC contractors close more sales and grow their businesses. When you partner with us, you’ll be able to provide convenient and affordable loans directly to your customers in real time, giving you the ability to take advantage of every opportunity and win more deals.

Price and payment terms to meet your customer’s needs

Our solutions add clear value to our partners’ sales propositions because they include exceptionally competitive loan rates that allow homeowners to get more for their money. Our 40+ programs offer a wide variety of fixed payment options and a whole suite of promotional and deferred payment options to meet the needs of your customers.

A simple process and a true partnership

Sunlight Financial takes a digital-first approach and has created a process that is seamless and intuitive for contractors and their customers. As an HVAC contractor, you’ll have access to our Orange® online portal and mobile app, which minimizes documentation while allowing you to provide fast credit approvals and easily track loan statuses. Additionally, with our 7-day per week elite customer support services and weekly training, you’ll have a dedicated support tactician to ensure your experience is seamless. Your sales reps will be equipped with tools and training to elevate their skills and position them to win more bids.

When you partner with us, you can rest easy knowing your contractor financing solutions are backed by a stable company with diverse sources of capital. Our success is tied to that of our home improvement partners, which is why we offer tools that can be easily integrated with any existing sales process as well as comprehensive support services seven days per week.

Fast credit approvals 24/7 via desktop or mobile app

7 day customer support

Learn more

We look forward to showing you how our financing for HVAC contractors can help you grow your business. To begin the process of becoming a Sunlight Financial partner, fill out our form today.