Streamlined contractor financing designed to help you close more sales

As a home remodeling contractor, you understand the value of building strong relationships. After all, for customers to trust you with major investments in their homes, they need to be sure that you’ll look out for their best interests. At Sunlight Financial, we provide you with the opportunity to offer home improvement financing that is a natural extension of your business’ values and sales process, allowing you to maximize value for your customers.

Roofing
HVAC
Decks/Patios
Energy Efficiency
Windows
Interior Remodel
Home Automation
Fencing

Sunlight Financial is one of the fastest-growing lending services for contractors because we lead the industry when it comes to:

  • • Price - We make it easy for contractors to attract homeowners with highly competitive loan rates that are typically better than those offered by our competitors.

  • • Product suite - We offer a wide array of contractor financing options, enabling our partners to extend terms that are ideally suited to their customers’ projects.

  • • Process - Our best-in-class, digital-first process includes our feature-rich Orange® online portal and robust APIs to streamline financing for homeowners.

  • • Payment terms - Our flexible home improvement financing options include a wide array of APRs and terms that range from 5 to 25 years.

  • • Partnership - We pride ourselves on being a reliable, long-term partner with stable, diverse sources of capital and easy-to-access support seven days per week.

Grow your home improvement business by partnering with Sunlight Financial

Instant Credit Approval
for Qualified Applicants

Minimal Documentation Required

Integration with your sales & operations tools

At the heart of Sunlight Financial’s service is a commitment to helping our home improvement partners find new opportunities in the highly competitive remodeling industry. Our contractor financing solutions add value to our partners’ sales propositions in a way that is clear to homeowners. We achieve this by leveraging advanced digital technology within an intuitive, easy-to-use process that allows for fast credit approvals, minimal documentation, and seamless integration with your existing sales operations and tools.

Powerful Tools

Our best-in-class technology platform helps you create the best possible experience for your customers.

Intuitive User Interface

A proprietary point-of-sale solution

Flexible & Robust APIs

A la carte options for sales and operations

Broad qualification criteria

  • Single-Family Homes
  • Townhouses & Rowhomes
  • Duplexes & Triplexes
  • Vacation & Second Homes

Committing to home improvement financing is a major decision for any homeowner to make, and the ability to help your customers feel at ease with such an investment is an incredibly valuable selling tool. As an industry-leading lending service for contractors, Sunlight Financial has the stability and reliability you need to make your customers feel comfortable. We have deep experience in consumer finance and have funded $2 billion in loans (and counting). In short, we’re in it for the long term, and you can rely on us to remain your partner for growth long into the future.

Equal Housing Opportunity

© 2019 Sunlight Financial LLC. All Rights Reserved. Certain Sunlight Financial loans through Cross River Bank, Equal Housing Lender, a New Jersey state chartered bank, member FDIC.
NMLS ID 1670240