Interior Remodel

Upsell Kitchens, Baths, and Full Remodels with Simple, No-Fee Financing

ENROLL

Homeowners dream big with kitchens, baths, and full-home renovations—but tight budgets often force them to scale back. That means smaller projects, longer delays, and missed opportunities for your business.

Sunlight Financial helps you change the conversation. With simple, no-fee financing, you can turn hesitation into confidence and close more full-scope remodels on the spot.

Fast Credit Decisions

Approvals down to 600 FICO to help turn more estimates into signed contracts.

0% Dealer Fee Options

Keep more of every contract with no dealer fees while protecting your margins.

6-Click Application

Close jobs at the kitchen table with a fast, mobile-friendly process.

Fast, Stable Funding

Get funded in as little as 24 hours to keep installs and cash flow moving.

Learn how Sunlight can grow your business

Enter your info below and a Sunlight representative will contact you within 24 hours.

Company

First name

Last name

State

Phone number

Est. Yearly Revenue

Number of Employees

Years in Business

Do you have an existing retail sales system that does not primarily serve insurance jobs?

Do you currently use a CRM system to track leads and manage your sales pipeline?

If Yes, please tell us which CRM you use

Do you have sales administration support beyond sales reps/owners to adequately support your sales pipeline and financing?

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Notes

Offer Flexible Financing For Your Interior Remodels

Sunlight Financial is the contractor-first financing partner that helps homeowners tackle renovation projects without hesitation. Whether it’s a kitchen overhaul, bathroom remodel, or whole-home refresh, our full-spectrum lending solutions give your customers options while helping your business win more projects.

Approvals for credit scores as low as 550 FICO
Loan amounts up to $100,000 with 0% dealer fee options
Flex Approvals™ for change orders, upgrades, or mid-project adjustments
Good / better / best payment calculator to guide affordability conversations
Digital, paperless platform with funding in as little as 24 hours

With Sunlight, you can help homeowners bring their interior remodel visions to life while keeping your sales process smooth and your margins strong.

Orange®: Refined Sales & Reporting for High-Volume Remodelers

For established interior remodeling companies, Orange® delivers a powerful platform designed for scale. From managing multiple projects to offering homeowners side-by-side financing options, Orange® helps your team close more remodels efficiently.

Why top interior remodelers choose Orange®:

No impact to homeowners' credit until funding with soft credit pulls
Side-by-side payment calculator (good / better / best options)
Fully paperless process with e-signature loan documents
Mobile app plus dedicated support for in-home consultations
Reporting dashboards to track approvals, funding, and sales performance
Seamless Flex Approvals™ for mid-project upgrades or add-ons

Orange® gives interior remodelers the tools to scale operations, increase approvals, and keep projects moving smoothly.

Learn More About Orange®

Tangerine™: Easy Financing for Growing Remodelers

Tangerine™ provides a mobile-first, simplified solution that accelerates funding and keeps projects on track. With no dealer fees, instant approvals, and flexible payment options, it’s ideal for contractors who want fast, hassle-free financing.

Key benefits of Tangerine™ for interior remodelers:

No dealer fees = more margin to reinvest in your business
Mobile-first access for on-site or in-home consultations
Loan terms up to 15 years, making upgrades more affordable for homeowners
Fast funding to help manage cash flow
Expanded access for a wider range of homeowner credit profiles

Remodelers using Tangerine™ can provide flexible financing and peace of mind that makes every project more achievable.

Learn More About Tangerine™

experience higher approval amounts

Get the loan you need for the remodeling project your client desires

Interior remodel projects are one of the pricier home improvements, with the average kitchen remodel cost in the $75,000 range. That’s why it’s critical to have financing solutions to make remodeling projects affordable for homeowners and powerful enough to cover the project costs. Sunlight Financial’s powerful loan products offer max approvals up to $100,000 to make homeowner’s dreams come true and help you win more bids.

Close More Sales

Meet your customers’ needs and increase their buying power

Increase Margins

Financing increases average ticket size and allows for upgrades

Get Paid Faster

Easy one-click portal delivers funds fast and conveniently

Happy Customers

Max approvals allow projects to go from “fix it” to “improve it”

UNMATCHED SUPPORT

End-to-End Support for Interior Remodeling Businesses

At Sunlight Financial, we make it easy for your remodeling business to get started and stay running smoothly. Our support team is available six days a week to help you troubleshoot questions, navigate the platform, or provide guidance on financing options. Every Sunlight partner also has a dedicated account manager who understands the remodeling industry and can help you grow your business. Whether you need help with Orange®, Tangerine™, or a new financing tool, we’ve got your back.

With a proven track record in credit, consumer finance, and home improvement, Sunlight Financial has funded over $10 billion in loans and supports 15,000+ professionals leveraging our Orange® and Tangerine™ platforms. Partner with us to offer your clients flexible financing while keeping your business moving forward.

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