Home Automation

Make Smart Home Automation Affordable With Flexible Financing

ENROLL

Homeowners want premium smart home upgrades—lighting, security, AV, and whole-home integration—but $10K+ quotes often scare them off. DIY devices put price pressure on your bids, and complex financing tools stall sales.

Sunlight Financial makes automation upgrades attainable with simple, digital financing that fits the way you sell. With instant approvals, 0% dealer fee options, and flexible monthly payments, you can close more automation projects without sacrificing your margins.

Fast Credit Decisions

Approvals down to 600 FICO to help turn more estimates into signed contracts.

0% Dealer Fee Options

Keep more of every contract with no dealer fees while protecting your margins.

6-Click Application

Close jobs at the kitchen table with a fast, mobile-friendly process.

Fast, Stable Funding

Get funded in as little as 24 hours to keep installs and cash flow moving.

Learn how Sunlight can grow your business

Enter your info below and a Sunlight representative will contact you within 24 hours.

Company

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Est. Yearly Revenue

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Do you have an existing retail sales system that does not primarily serve insurance jobs?

Do you currently use a CRM system to track leads and manage your sales pipeline?

If Yes, please tell us which CRM you use

Do you have sales administration support beyond sales reps/owners to adequately support your sales pipeline and financing?

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Notes

Smart Financing for Home Automation Projects

Sunlight Financial is the contractor-first financing partner that helps homeowners embrace smart home upgrades without hesitation. Whether it’s installing automated lighting, advanced security systems, or fully integrated home automation, our full-spectrum lending solutions provide flexible options that help your business close more projects.

Loan amounts up to $100,000 with 0% dealer fee options
Flex Approvals™ for change orders, upgrades, or mid-project changes
Good / better / best payment calculator to guide affordability conversations
Digital, paperless platform with funding in as little as 24 hours

With Sunlight, you can make smart home technology more attainable for homeowners while keeping your sales process seamless and your margins strong.

robust product suite

Wide array of flexible and affordable contractor financing options

With over 25+ financing options, Sunlight Financial has a suite of financing programs designed to grow your business and motivate people to embrace automation in their homes. When paired with our innovative credit strategy and powerful Orange® and Tangerine™ sales portals, you’ll be equipped with a competitive edge to close more deals and provide a great experience for homeowners. Some of our popular financing products include:

No Dealer Fee Options
Deferred Interest Loans
Equal Payments with No Interest

Orange®: Streamlined Sales & Reporting for High-Volume Smart Home Companies

For established home automation and smart home companies, Orange® delivers a comprehensive platform designed for large-scale projects. From managing multiple smart lighting, security, and integrated system installations to offering homeowners side-by-side financing options, Orange® helps your team close more projects efficiently.

Why leading smart home companies rely on Orange®:

No impact to homeowners' credit until funding with soft credit checks
Side-by-side payment calculator (good / better / best options)
Fully paperless process with e-signature loan documents
Mobile app plus dedicated support for in-home consultations
Reporting dashboards to track approvals, funding, and project performance
Seamless Flex Approvals™ for upgrades, add-ons, or mid-project changes

Orange® gives smart home companies the tools to scale operations, increase approvals, and keep projects moving smoothly.

Learn More About Orange®

Tangerine™: Hassle-Free Financing for Growing Smart Home Companies

For growing home automation and smart home companies, Tangerine™ provides a mobile-first, streamlined solution that accelerates approvals and keeps projects on schedule. With no dealer fees, instant approvals, and flexible payment options, it’s built for companies that want fast, hassle-free financing.

Key benefits of Tangerine™ for smart home companies:

No dealer fees = more margin to reinvest in your business
Mobile-first access for on-site or in-home consultations
Loan terms up to 15 years, making upgrades more affordable for homeowners
Fast funding to help manage cash flow
Expanded access for a broader range of homeowner credit profiles

Smart home companies using Tangerine™ can provide homeowners with flexible financing that makes cutting-edge home upgrades easy to say “yes” to.

Learn More About Tangerine™

get funded faster

Better manage cash flow and take on more projects

Our digital-first process allows for simple, paperless applications, fast approvals, and funding. Sales rep quickly close deals in six clicks from start to finish, and funding occurs within 24 hours, allowing you to manage your cash flow better and take on more jobs.

Close More Sales

Meet your customers’ needs and increase their buying power

Increase Margins

Financing increases average ticket size and allows for upgrades

Get Paid Faster

Easy one-click portal delivers funds fast and conveniently

Happy Customers

Max approvals allow projects to go from “fix it” to “improve it”

UNRIVALED SUPPORT

Premier Support for Home Automation Contractors

Sunlight Financial provides the tools and resources your smart home or automation business needs to get up and running quickly and operate smoothly. Our customer support team, SunDial™, is available to answer questions and troubleshoot issues whenever you need assistance. As a Sunlight partner, you’ll also have a dedicated account manager to help guide your business growth and optimize financing solutions for your clients.

With deep expertise in credit, consumer finance, and home improvement technology, Sunlight Financial has funded over $10 billion in loans and supports 15,000+ sales professionals leveraging Orange® and Tangerine™. Working with us ensures you have the backing to offer flexible financing, close more deals, and scale your automation or smart home business efficiently.

PARTNER WITH US