Tangerine™—The Fastest, No-Fee Home Improvement Financing

Close More Sales with Instant Approvals & No Dealer Fees

Learn how Sunlight can grow your business

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Company

First name

Last name

State

Phone number

Est. Yearly Revenue

Number of Employees

Years in Business

Do you have an existing retail sales system that does not primarily serve insurance jobs?

Do you currently use a CRM system to track leads and manage your sales pipeline?

If Yes, please tell us which CRM you use

Do you have sales administration support beyond sales reps/owners to adequately support your sales pipeline and financing?

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Notes

Built for SMB Contractors

Tangerine™ is a streamlined financing platform designed for small to medium-sized (SMB) home improvement contractors looking to grow their business without incurring additional costs. With instant approvals, no dealer fees, and fast funding, you can offer affordable home improvement loans to homeowners on the spot—no complex training required.

Apply Now

contractors installing windows and counters

Why Choose Tangerine™

No Dealer Fees – More profit in your pocket, lower costs for your customers
Sell Financing in Minutes – Get loan approvals and funding same day
Higher Approval Rates – Get more customers financed and close more deals
Simple Setup – No training needed. Start selling financing immediately
Fast Payments – Keep your projects moving with quicker, same-day payouts
100% Digital – A modern, paperless and hassle-free experience

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Financing, Simplified.

Scan a QR code or send a text — it’s that easy.
Tangerine™ makes it simple for reps to offer financing in seconds, no setup or training required.
SMB contractors using Tangerine™ have increased sales by 23%+ by closing more deals on the spot.
Accessible from any device — mobile, tablet, or desktop.

Book a Demo

Tangerine™ Loan Features

Low APRs. No Dealer Fees. More Closed Jobs.

Unlike many no-fee financing platform that only offer high APRs, Tangerine™ delivers affordable APRs and long-term flexibility—helping contractors offer better financing and close more jobs.

Homeowners expect financing to be offered—64% consider it when choosing a contractor, and offering it can increase project size by 43%. Tangerine™ gives you the tools to meet that demand with fast approvals, no dealer fees, and competitive rates. If you’re in roofing, HVAC, windows, interior remodeling, and/or more, Tangerine™ helps you win more jobs with financing that’s built to support your business and customers.

5, 10, 12, and 15-Year Term Loans
No Dealer Fees
Flexible, Affordable APRs

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Fast Financing with Affordable Payments for Every Credit Tier

Affordable monthly payments across all credit tiers make it easier for homeowners to say yes to your project.

Great Credit

$126 / month

10-Year Term Loan
APR 8.99%, No Down Payment

Low payments for homeowners with strong credit - make it easy to say yes.

Good Credit

$122 / month

12-Year Term Loan
APR 9.49%, No Down Payment

Affordable terms to help close more mid-credit buyers.

Lower Credit

$122 / month

12-Year Term Loan
APR 9.99%, No Down Payment

Even lower-credit homeowners can qualify and afford financing.

*Monthly payments are estimates based on a $15,000 sale. Actual terms may vary based on applicant credit and loan approval.

How Tangerine™ Works

Step 1: Log In

Access your contractor financing dashboard and start offering loans immediately.

Step 2: Offer Simple, No-Fee Financing

Provide homeowners with fast approvals and flexible loan options tailored to their needs.

Step 3: Maximize Customer Approvals

More approved homeowners = more closed deals = more revenue growth.

Step 4: Get Paid Quickly

Receive funding without delays so you can keep your projects on schedule.

Book a Demo

Start Selling with Tangerine™ Today!

Join hundreds of contractors already growing their businesses with no-fee financing. Tangerine™ gives you the power to close bigger deals, get paid faster, and offer a better customer experience—all with zero dealer fees.

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